Laura Menken is the head of product for Zelle at Early Warning, now officially the largest P2P payments platform in the country. Laura has an extensive background in payments from her years at Apple, American Express, and Acorns. At American Express, she worked on debit cards for the unbanked and led the development and execution of the Apple Card. Most recently with Acorns, she worked to encourage and educate more consumers to save money. In her role at Early Warning, she is responsible for the vision, strategy and execution of the Zelle product to align with customer needs.